Imagine having an extra $1900 every month—what would you do? This intriguing question sparked a viral discussion on Reddit, drawing in a multitude of creative and practical responses. Here are 13 of the most upvoted answers:
13. “Fix Teeth.”
“Get all my teeth implanted. In a couple of years get to eat a big juicy steak.”
“Word! I don’t have my top 5 front, so my bottoms never stop digging in to the gums. I still kinda eat, but the pain and swelling is insane! I didn’t think of teeth, I have kids to worry about first.”
12. “Eat better food.”
“You should only invest in YOUR personal longevity.”
11. “Shelter abandoned pets.”
“I’d love to shelter abandoned pets. With 1900 extra a month, I could give it a shot.”
“That was always my goal. If I came into a large sum of money, open up a nice shelter for animals in need. Some fenced-in outdoor spaces… I always feel so bad for animals in shelters.”
10. “Live.”
“F****** live, for one. That would be a game changer.”
“100% this. It would double my income. Like put bills on auto pay, not worry about which Friday it is. Not work 4 shifts in 2 days so I can afford to still go to the beach with my friends because my dog ate a damn chicken bone and had to spend all that on her…I just wanna f****** live and see my friends and buy my dog fancy dog food and not eat lentils for a week at a time.”
9. “Move into my own apartment without roommates”
“God, this. I just came back from a week of pet sitting and found a mound of dirty dishes in the sink, the place is reeking because the trash can is overfull and had likely not been taken out since I left, and beer boxes stacked beside it. I’m so sick and tired of coming home to another job.”
“Same here! Most apartments around me you have to make $66k ($32hr) to qualify for the 2.5 x rent most landlords are asking for. Average for a one bedroom is $2200 and that does not include all utilities / maintenance. Twelve years ago I was paying $600 a month.”
8. “Build a safety net.”
“I doubt I would go on a major spending spree but would relax a lot more. I would definitely stop always volunteering to work overtime to make ends meet.”
“I can’t imagine the difference it would make to have money to save for the future and not just right now…”
7. Autopay Bills
“[I’d] Live the dream of being able to put my bills on autopay and not have to worry about what “I really don’t need this week” from the grocery store.”
“For those of you who never had to turn off autopay, this is it. The luxury of autopay is the single biggest stress relief.”
6. “Retirement fund.”
“Retirement. Fund. I can already live with what I have, another $22,800 today put away for an extended period of time means you’ll get to live part of your life not working.”
“Bingo. That lets me max out my optional 403b retirement fund without doing anything else with my salary (and/or delegate more of salary to it and so forth).”
5. “Bank it.”
“401(k) it.”
“This is a very boring answer. But also the best. Compounded wealth is a thing. Imagine putting this into a dividend fund, and getting 9% annual returns. That would be over a half-million dollars at the end of a dozen years. At that point, the annual return would be twice what the OP is putting into the fund!”
4. “Get an electric bike.”
“I have an e-bike and it’s the greatest thing I own. I absolutely love it. It provides so much joy, therapy, and convenience to my life. Plus if you have a significant other who also has one, the memories that you make are everything.”
“Electric bikes are amaazzzzing and way better than owning a car! I was lucky enough to get a very generous city rebate for an electric bike…and it destroyed every single creeping feeling I had about maybe getting a car again. Far and away the most pleasant & joyful form of transportation you can possibly have.”
3. “Pay off debts, then take a vacation.”
“First, pay off my debt. Then, I would take a much needed solo vacation to wherever. After that, save so it makes me more money.”
“Four months to pay off my debt. Save up two months of it for a two week getaway and then save up for a house mortgage.”
2. “Breathe easier.”
“Exactly this. I toss and turn at night worrying about my bills.”
“$1900 between mortgage, power and utilities would cover everything and there’d even be enough to save a little. Wouldn’t be glam, but wouldn’t lose the house either.”
1. “Buying things without feeling guilt.”
“I would buy things I need without feeling guilt for straining the already tight budget. I would replace worn out items before they have been mended so many times they can’t be fixed anymore. I would buy clothes that fit and make me feel good instead of whichever is cheapest. I could do so much to better my everyday life.”
“Pay my rent and buy groceries so I don’t have to steal food.”
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Source: Reddit.